Sr R&D Software Engineer

The R&D Software Engineer will be part of a small development team to conduct research on emerging technology and user trends, create innovative concepts to improve Schwabs customer experience, implement prototypes and present them to Schwab Leadership teams.

Are you a type of person who welcomes the challenge and the passion for cutting edge technology to achieve something extraordinary? Do you like the idea of turning a “sketch on a napkin” into something your users can see, touch and feel?

Our team is responsible for conducting experiments that yield learnings to the business and technology teams, inspiring them to take successful concepts to production. The R&D team, by design, works in sandbox environments and develops proofs-of-concept (PoC) to advise and catalyze production product backlogs.

What you are good at:

• Collaborating with and mentoring a small group of talented engineers to perform R&D functions by exploring technology & user trends, implementing PoCs, and presenting the functioning concepts to Schwabs executives.
• Working with other Schwab technology and product organizations to arrange and coordinate technology discussions, demos, idea brainstorms as well as strategic planning activities.
• Anticipating technology advancements that may impact Schwab products, services, or customer experience.
• Developing industry expertise and stay abreast of technology trends; contributing to staff development by sharing industry and technical knowledge.
• Integrating consumer, marketplace, technical and business trends and insights into R&D plans and projects.
• Exceptional ability and desire to acquire new knowledge and skills to solve challenges.
• Must have the capacity to think outside the box and lead others in doing so.

• Strong desire to “wow” our customers.
• Strong technical knowledge around Gen-AI and associated technologies (i.e., LLMs, PyTorch/Tensorflow, Transformers, Deep Learning, Reinforcement Learning)
• Strong understanding and desire for data analysis
• Passionate in cutting-edge technologies, intolerant to poor product designs
• Enjoy working with people in a diverse team environment.
• 6-8 years computer engineering (or similar work) experience desired, with 2-4 years in AI with an emphasis on Generative AI
• Ability to think on ones feet and enjoy finding new ways to solve problems.
• Excellent communication skills for both small and large audiences. Having the ability to clearly articulate direction decisions.
• Experience in mentoring junior engineers with frameworks and best practices. 
• Financial industry experience is a big plus.

At Schwab, youre empowered to shape your future. We champion your growth through meaningful work, continuous learning, and a culture of trust and collaboration—so you can build the skills to make a lasting impact. Our Hybrid Work and Flexibility approach balances our ongoing commitment to workplace flexibility, serving our clients, and our strong belief in the value of being together in person on a regular basis.

We offer a competitive benefits package that takes care of the whole you - both today and in the future:

• 401(k) with company match and Employee stock purchase plan
• Paid time for vacation, volunteering, and 28-day sabbatical after every 5 years of service for eligible positions
• Paid parental leave and family building benefits
• Tuition reimbursement
• Health, dental, and vision insurance

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• Medical, dental and vision benefits
• 401(k) and employee stock purchase plans
• Tuition reimbursement to keep developing your career
• Paid parental leave and adoption/family building benefits
• Sabbatical leave available after five years of employment