Program Underwriter II

Position Summary: The Program Underwriter II - Golf position at VGM Group is responsible for maintaining a book of business with a high degree of underwriting acumen and communication skills including relationship building with broker partners. They will renew retention with a focus on rate, profitability, and acceptable exposure review. Program Underwriter II will be responsible for achieving the Golf Program New Business Goals, both premium and profitability. They must continue to develop their professional skills to communicate, negotiate, and understand coverage forms and general P&C industry trends. This role requires a team player to focus on the outcome of the department and company goals.

Reporting to: Director of Underwriting, Golf

Working Location: Remote, with quarterly visits to main campus in Waterloo, IA

Preferred location: Des Moines, Iowa; Phoenix, Arizona; or Waterloo, Iowa

Work Hours Classification: Full-time, Monday-Friday, 8-5pm CST with additional hours as needed

Position Responsibilities:

• Manage the renewal book of assigned accounts, focusing on rates, profitability, and acceptable exposure review
• Build relationships and work toward business growth goals, whiling having a sales-minded drive
• Perform multi-lines underwriting services, including but not limited to general liability, liquor liability, property, and excess
• Communicate and negotiate with brokers, internal staff, and carrier partners to meet business needs
• Underwrite and understand exposures of typical Golf Courses & Country Clubs from GL, Liquor, Property, SAM, Pollution, and Excess coverage perspectives
• Demonstrate high accuracy and speed rating, quoting, and issuing all renewal policies
• Analyze and assess risks to provide creative and effective insurance solutions
• Improve knowledge and acumen of coverage forms, exposures, and loss trends to be an effective multi-line underwriter
• Build professional relationships by communicating with brokers and meeting mutually desired objectives, with a focus on golf industry brokers for strong retention on golf-related accounts.
• Establish strong professional relationships with carrier partners, key underwriting, and sales partners, understand coverage appetite and submission process, particularly for golf courses and country clubs.
• Demonstrate professional, tactful negotiation skills, particularly in the context of golf insurance.
• Maintain strong knowledge and expertise of property and casualty insurance, including coverages, rating, terminology, and technical procedures, specifically related to golf courses and country clubs.
• Maintain an understanding of ISO rules and rates, with specific application to golf course and country club insurance.
• Ensure that all regulatory, compliance, and transparency requirements are met and complies with all internal policies and procedures, with a focus on golf industry standards.

Position Qualifications:

Education/Experience:

• 5+ years of commercial insurance underwriting experience
• Achieve P&C Licensure within 30 days of employment
• Expertise in multi-line underwriting including but not limited to general liability, property, and excess.
• Proven success with building strong relationships with brokers and retail agents
• Experience developing creative risk solutions

Skills and competencies:

• Excellent verbal and written communication and interpersonal skills
• Ability to think analytically, evaluate, and question
• Desire to win new profitable business
• Ability to adapt to business needs
• Ability to work independently and as part of a team
• Proven attention to detail, follow-through skills, and problem-solving skills
• Ability to interact confidently with others

Physical Requirements:

• Operation of office equipment and using technology efficiently such as computers, phones, misc. office equipment
• Visual abilities to include reading, distance vision and peripheral vision
• Moving throughout the VGM facilities when needed.

This job description reflects the general duties of the job but is not a detailed description of all duties which may be inherent to the position. Reasonably related additional duties may be assigned to the individual Associate.

VGM Group, Inc. provides equal employment opportunities to all employees and applicants for employment and prohibits discrimination and harassment of any type without regard to race, color, religion, age, sex, national origin, disability status, genetics, protected veteran status, sexual orientation, gender identity or expression, or any other characteristic protected by federal, state, or local laws.

This policy applies to all terms and conditions of employment, including recruiting, hiring, placement, promotion, termination, layoff, recall, transfer, leaves of absence, compensation, and training.